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Workers’ Compensation Program

Special District Risk Management Authority offers a workers’ compensation program for special districts and other public agencies. Established in 1982, this program has a proven reputation for stable, competitive rates, actuarially based fiscal management and sound underwriting practices. Moreover, responsive claims management and cost containment, combined with tailored safety and loss prevention, provides members with a full-service workers’ compensation program. All claims are handled by SDRMA claims staff.

Comprehensive Coverage 
  • Statutory Workers’ Compensation Limits
  • $5 Million Employer’s Liability
  • Zero Member Deductible
  • SDRMA maintains a Self-Insured Retention that is periodically adjusted based on market conditions
Basic Eligibility Requirements 
  • Be a public agency formed under California Government Code
  • Execute the SDRMA Joint Powers Agreement
  • Commit to an initial three-year member enrollment (thereafter coverage may be renewed annually)
  • Have at least one paid employee on staff
  • Maintain annual membership in California Special Districts Association (CSDA)
Workers’ Compensation Coverage for Governing Body Members and/or Volunteers 

Section 3363.5 of the California Labor Code provides that a person who performs voluntary service for a public agency as designated and authorized by the Governing Body of the agency or its designee, shall, upon adoption of a resolution by the Governing Body of the agency so declaring, be deemed to be an employee for workers’ compensation purposes. Thus, if such a resolution is adopted, and the volunteer is injured while performing duties for the agency, the volunteer is entitled to receive workers’ compensation benefits and their exclusive remedy for recovery against the agency is through the Workers’ Compensation system.

Such Governing Body members and/or volunteers may be covered for workers’ compensation benefits only if a Resolution to that effect is adopted by the Governing Body pursuant to Labor Code § 3363.5 and a copy of the Resolution is filed with SDRMA.

Obtaining A Workers’ Compensation Quotation 

In order to obtain a quotation for membership in our Workers’ Compensation Program, you need to submit the following items:

  • 10-years detailed loss history. This should be easily obtainable from your current/prior carrier(s). If any of the information is not available for whatever reason, please draft a brief letter on district letterhead indicating your efforts and that there are no known open claims during the period of the missing loss data.
  • Completed SDRMA Application Packet.  Please vist our "Contact Us" page request a Workers’ Compensation Application Packet.